Keep it simple: Keystone Capital's Low Documentation Advantage
At Keystone Capital, simplicity meets efficiency. Unlike traditional lenders, we've redefined the documentation process, ensuring a stress-free journey for our mortgage broker partners and their clients.
As a true Private Lender, we typically only require three key documents:
1) Appraisal
A current appraisal provides a snapshot of the property's market value, forming the basis for our total loan facility. We order new appraisal on every transaction, unless the client has access to an appraisal that is less than 3 months old that we deem acceptable.
2) Three months’ bank statements
We review three-months’ bank statements to verify the clients’ ability to manage mortgage payments throughout the term of the mortgage.
3) Home insurance policy
Lastly, a home insurance policy safeguards the investment and aligns with our commitment to responsible lending. This trio of documents replaces the cumbersome paperwork typically associated with mortgages, streamlining your path to homeownership or unlocking equity in your property.
Our commitment to low documentation isn't just about reducing paperwork; it's about empowering your clients with tailored solutions and transparent transactions. We prioritize your time, and ensure hassle-free lending process, which sets us apart in the mortgage lending space.
Remember, each loan is different and sometimes, other documents may be required. The above reflects a standard transaction for Keystone Capital. To discuss doc requirements for your file, please reach out! Contact@keycap.ca or 902-818-5262.
