REFINANCE LOAN OPTION

If you’re a real estate investor or property owner looking to refinance your property, our Refinance program may be just what you need. Our program is designed to provide flexibility and convenience to the borrower. Here are four key benefits of our Refinance program:

1. Stated Income is OK

Traditional lenders often require extensive documentation of your income and financial history, which can be a hassle for self-employed individuals or those with non-traditional sources of income. With our Refinance program, stated income is accepted, which will make the process much easier and faster.

2. Interest-Only Payments

Our Refinance program offers interest-only payments, which can help you manage your cash flow and keep your costs down during the refinancing process. This can be especially helpful if you’re in the process of stabilizing your property with renovations or other improvements.

3. No Minimum Beacon Score Required

Unlike traditional lenders who require a high credit score to qualify for a loan, our Refinance program has no minimum beacon score requirement. This means that even if you have a less-than-perfect credit history, you may still be eligible for financing.

4. No Maximum TDS or GDS Ratios

Our Refinance program also has no maximum Total Debt Service (TDS) or Gross Debt Service (GDS) ratios, which can give you more flexibility in your financial planning. This means you can choose a loan that fits your needs and budget, without being restricted by traditional lender requirements.

Overall, our Refinance program offers flexibility and convenience for real estate investors and property owners looking to refinance their properties. With stated income, interest-only payments, no minimum beacon score required, and no maximum TDS or GDS ratios, our program can help you achieve your financial goals and take your investments to the next level.

Testimonials

  • Scott Johnson

    Principal Broker, One Stop Financial Solutions

    I recently had the pleasure of working with Keystone Capital Group, and the experience was flawless. Their team demonstrated outstanding professionalism and deep industry understanding. They provided valuable guidance, ensuring a smooth and efficient process with no hiccups. Attention to detail and meeting deadlines were exceptional, resulting in a seamless transaction. Keystone's professionalism and commitment to efficiency left a lasting impression. I highly recommend their services to brokers and clients, and I look forward building a long-term partnership with them. Thank you for a stress-free transaction!

  • Sarah Albert

    Mortgage Broker, Premiere Mortgage Centre

    I have been dealing with the team at Keystone for many years. As a Mortgage Broker it is so important to have lenders that can make sense of a file and truly understand all of the next steps! This team has done this again and again for us!

  • Alex Lavender

    Mortgage Broker, Centum Clinton Wilkins Mortgage Team

    As a broker I have the had opportunity to work with Keystone on a few occasions and they are a great solutions based lender. They listen to the story instead of just looking at the facts and they are willing to provide solutions to people that may have no where else to go to help them get back on track. They provide quick turn around times and good communication and I look forward to working with them more in the future.

  • Hannah Martens

    Mortgage Broker, VirtueLife Financial

    Keystone Capital is fantastic to work with! As a Mortgage Broker located on PEI, I love having Keystone as a partner when my clients need a private lending solution. The team they've built is dedicated, hardworking, and incredibly on the ball!

  • Elaine Trask

    Mortgage Broker, Premiere Mortgage Centre

    I collaborated with Keystone Capital Group and had an exceptional experience. Their professionalism and industry experience ensured a personalized touch for my client. I highly recommend their services and look forward to a long-term partnership!

  • Trudi Schuurhof

    Mortgage Broker, Mortgage Alliance

    As a Mortgage Broker in Nova Scotia, I was so pleased with the service from Keystone Capital Group. I had approached another Private Lender, but the conditions were not favorable for my client. When I spoke to Keystone - we were able to come up with a plan that I knew my client would find more acceptable. Within 2 or 3 days, the deal was conditionally approved and we were able to fund in no time - based on the clients requirements. Thank you for your great service and I look forward to working with you on future deals!

  • Christine Milley

    Mortgage Broker, Premiere Mortgage Centre

    Great to work with, the entire process was very simple! Knowledgeable and highly responsive.