Same-day commitments & Quick Closes.
In the fast-paced world of real estate, time is often the difference between sealing the deal or missing out. At Keystone Capital, we pride ourselves on delivering lightning-fast mortgage solutions that help our clients close deals without delays.
Whether you’re a borrower needing immediate financing or a mortgage broker navigating tight deadlines, we’re here to make the process seamless. Here’s how we ensure speed and efficiency in two critical areas:
1. Rapid Turnaround on Mortgage Commitments
We understand the importance of having a mortgage commitment in hand as quickly as possible. That’s why at Keystone, we issue commitments the same day a file is submitted (or the next business day for after-hours submissions).
Our ability to provide commitments within hours—not days—sets us apart in the private lending space. This speed is made possible through our streamlined underwriting process and deep understanding of borrowers' needs. By eliminating unnecessary delays, we empower borrowers and brokers to move forward with confidence.
2. Fast Funding to Close Deals
Once all conditions are met, our funding process is equally swift. We fund deals in as little as 48 hours, with most transactions completed within seven days or less. This agility ensures borrowers can meet closing deadlines without complications.
Of course, there are factors beyond our control that can affect timelines:
Appraisal Completion: Appraisals are a critical part of the process, but the timeline for completion can vary.
Lawyer Involvement: Instructing lawyers and processing transactions can sometimes introduce delays.
Even with these challenges, Keystone works proactively with all parties to ensure that deals close as quickly as possible.
Our Fastest Close Yet: A Case Study in Speed
Our commitment to speed is best illustrated by one of our recent success stories, highlighted in our newsletter:
Friday, 4 PM: We received a file for a borrower purchasing a $200,000 waterfront property. The borrower needed short-term financing while awaiting funds from a separation agreement. With the closing at risk due to a delay, they turned to us for a solution.
Monday Morning: Funds were advanced—our fastest turnaround yet!
Using the borrower’s free-and-clear cottage as additional collateral, we structured a deal that required minimal down payment, ensuring the transaction closed on time. By the following week, the borrower had the funds to pay us out.
This case demonstrates how Keystone Capital’s speed can save deals, even under tight deadlines.
Why Speed Matters
In today’s competitive market, the ability to act quickly is more important than ever. Delayed financing can lead to lost opportunities, strained relationships, and financial setbacks. Keystone Capital provides the speed and reliability you need to navigate these challenges with ease.
Need Fast Financing? We’re Here to Help
When time is of the essence, Keystone Capital delivers. Whether it’s issuing a commitment within hours or funding a deal in record time, we’re committed to helping you succeed.
Contact us today to learn more about our fast and flexible financing solutions!